



Karthika Insurance has a rich legacy deeply rooted in the insurance industry, with origins dating back to 1971 when Mr. Ramakrishnan Nair, the founder of Karthika Insurance, began his mission to provide insurance policies.
Karthika Insurance believes that insurance is not about purchasing a policy. It is about receiving the post-purchase services at the right time. It is about getting the claim support whenever required. Many claims fail due to wrong coverage, lack of guidance, or poor documentation, but at Karthika Insurance, we suggest the best policy fit for you and provide claim assistance throughout the claim process.



I. Legacy in Claim Management
We actively assist you during the claim process and help you receive your entitled amount from the insurance company.
II. Long Term Service & Trust
We have been in the insurance industry for over 55 years. We offers consistent and reliable service across generations.
III. Best Product
We help you select the health insurance product that is the best fit for you based on your needs.
IV. Corporate Insurance
We also provide corporate /group health insurance solutions for organisations. It helps your organisation to reduce employee attrition rate, provide better benefits and also provide tax advantage.
I. Best Discounts
Get access to the most competitive motor insurance premiums across bikes, cars, and commercial vehicles.
II. Claim Assistance Support
Receive end-to-end claim assistance to ensure smooth, timely, and hassle-free settlements.
III. Renewal reminder Support
Get proactive renewal reminders so you never miss a due date or risk policy lapse.
Businesses face multiple risks, losses, and the right insurance helps them to ensure continuity and protection. We help businesses to identify risks, choose appropriate coverage, and stay protected to avoid financial losses.
I. Fire Insurance
II. Liability Insurance
a. Commercial General Liability (CGL)
b. Directors & Officers (D&O)
c. Cyber Insurance
d. Professional Indemnity (PI)
III. Other SME Insurance
a. Workmen's Compensation
b. Marine Insurance
c. Miscellaneous Expenses